Flood insurance from our brokerage to your agency.

At least 25 percent of businesses that close after destructive events, such as floods, never reopen. Flood policies help protect your client’s business and its physical contents and assets from damage costs that can result from floodwaters.

Flood insurance?

As with homeowners insurance policies, many business owners don’t realize that their commercial property insurance doesn’t necessarily cover flooding. Suffering a flood can wipe out a business because it’s not just the matter of replacing damaged equipment and repairing buildings but also the sheer time it takes, during which the facilities can’t be used.

Why your client should get covered for floods sooner rather than later.

In some cases, flood insurance policies don’t take effect until after a 30-day waiting period, so it’s not wise to wait until heavy rain is in the forecast for a business.

Consider the risks of flooding to a business.

Additionally, it’s important to note that with commercial properties, excessive rainfall isn’t necessarily the biggest flood risk. Something as simple as clogged drains can turn a normal rainfall or snow storm into an unexpected catastrophic event.

Whether your client’s business is located in an area of common flooding or not, commercial flood insurance is worth exploring.

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As an independent brokerage, we are here to help you find Flood Insurance coverage.