Earthquake insurance from our brokerage to your agency.

Even with your client’s homeowner’s insurance, they are still at risk in the event of an earthquake. A specialty earthquake insurance policy can help bridge the gap in coverage, keeping your client’s home and possessions protected.

Most homeowners policies don’t cover earthquakes.

Your client might think an earthquake event would be covered by their homeowners insurance, but that’s not usually the case. The vast majority of policies specifically exclude it, mainly because it’s a low-risk event, which means any payout is likely to be extremely high.

Covers damage or destruction caused by an earthquake.

The good news is that your client can buy specific earthquake insurance to cover damage and destruction to both their home and building. Generally, the deductible is far higher than with ordinary household insurance. Although policies cover damage to homes, the main aim of earthquake insurance is to cover the risk of total destruction.

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As an independent brokerage, we are here to help you find Earthquake Insurance coverage.